Most have heard that home prices, as well as rates, have been going up lately. Both of these affordable lending products are great options to compete with FHA and for certain cases, have advantages over FHA. Freddie and Fannie exist to provide mortgage lenders the ability to offer affordable financing for buyers and homeowners. HomeReady is offered by Freddie Mac’s sister agency Fannie Mae. Maybe you have heard of another low down payment loan called HomeReady. One low down payment option is the Freddie Mac Home Possible mortgage. We offer several options that provide low to no down payment home loans. Believe it or not, most first time buyers think a large down payment is necessary to buy a home. This is far from true.
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